What is CAIMS?
Client Asset & Income Management Solution (CAIMS) is an innovative Financial Planning solution that ensures our clients are financially secure in retirment while not affecting their current lifestyle or spending habits.
It is a program which is individually designed for you by our trained and qualified Edplan Financial Advisers to ensure that you can enjoy your desired lifestyle whilst achieving your retirement goals.
Why should I use CAIMS?
From many years of helping teachers plan for their future we noticed a recurring struggle faced by our clients, namely "the need to save more for their retirement, children's education expenses and the ever increasing cost of living." They simply could not afford to save any more. This would often cause a tug-o-war between the desire to retire comfortably and the need to live today.
CAIMS is a cash flow monitoring system that ensures you will pay your mortgage down as soon as possible, enjoy retirement when and how you want, all the while having a minimal impact on your current disposable income.
How does it work?
The CAIMS program reduces your income tax and creates a passive income. This is then used to pay down your mortgage (bad debt) as quick as possible.