Snapshot - January `10
21 January, 2010
Australia's emissions trading scheme may be on hold but the issue of climate change is here to stay. While politicians argue about carbon pollution reduction targets and the best way to achieve them, few have stopped to explain what an emissions trading scheme involves and how it would affect ordinary Australians.
Click here to view the PDF...Summer Newsletter `09
1 December, 2009
In this end of year issue we ask whether international diversification of your investment portfolio is justified at this time - given that the Australian economy is currently outperforming the rest of the world. Our answer is that the investment fundamentals have not changed and the only way to benefit fully from a worldwide recovery is to stay invested in international markets.
We also look at the difference between good debt and bad debt. Bad debt can drag your financial security down like an anchor. Good debt can grow your investment capital and returns and generate valuable tax concessions - it is vitally important to distinguish between the two.
And finally we put New Year's resolutions under the microscope to discover why they fail and what you can do to make sure you keep yours. Happy New Year!
If you require any assistance or wish to speak with a financial planner please feel free to contact our office.
Click here to view the PDF...Snapshot - November `09
2 November, 2009
Gold is back in the headlines after it smashed through the US$1,000 barrier last month. This is a staggering rise from its low point of US$255 an ounce back in 2001 and one of the few bright spots in a difficult year for investors. But gold is a unique investment - you can wear it, you can store bars of it in a bank vault for a rainy day or you can buy and sell gold shares at a moments notice. Gold also performs a unique role in your investment portfolio as a safe haven when markets are going haywire. In our November snapshot we look at both the historic role of gold and also how most diversified portfolios have some exposure to this precious metal. Please don't hesitate to call us for a chat about this topic (or any other), but in the meantime enjoy your reading. If you require any further information or wish to speak with an adviser please feel free to contact our office. Click here to view the newsletter...