Summer Newsletter `09
1 December, 2009
In this end of year issue we ask whether international diversification of your investment portfolio is justified at this time - given that the Australian economy is currently outperforming the rest of the world. Our answer is that the investment fundamentals have not changed and the only way to benefit fully from a worldwide recovery is to stay invested in international markets.
We also look at the difference between good debt and bad debt. Bad debt can drag your financial security down like an anchor. Good debt can grow your investment capital and returns and generate valuable tax concessions - it is vitally important to distinguish between the two.
And finally we put New Year's resolutions under the microscope to discover why they fail and what you can do to make sure you keep yours. Happy New Year!
If you require any assistance or wish to speak with a financial planner please feel free to contact our office.
Click here to view the PDF...Snapshot - November `09
2 November, 2009
Gold is back in the headlines after it smashed through the US$1,000 barrier last month. This is a staggering rise from its low point of US$255 an ounce back in 2001 and one of the few bright spots in a difficult year for investors. But gold is a unique investment - you can wear it, you can store bars of it in a bank vault for a rainy day or you can buy and sell gold shares at a moments notice. Gold also performs a unique role in your investment portfolio as a safe haven when markets are going haywire. In our November snapshot we look at both the historic role of gold and also how most diversified portfolios have some exposure to this precious metal. Please don't hesitate to call us for a chat about this topic (or any other), but in the meantime enjoy your reading. If you require any further information or wish to speak with an adviser please feel free to contact our office. Click here to view the newsletter...Snapshot - October `09
16 October, 2009
"Buy in gloom and sell in boom" is one of those share market pearls of wisdom that is easier said than done, but once again the sage advice has been proved right. When the Australian share market hit a five-and-a-half year low on March 6 this year, only the most intrepid investors were buying shares (….or remaining in them). Six months later (as the accompanying graph shows), the market has rebounded by 41 per cent and those investors with nerves of steel are feeling vindicated...
Click here to open the PDF...